FREE Credit File Freeze & Unfreeze Direct Links at Experian, Equifax & More (No Subscriptions)

Do the right thing for your personal finances and freeze or unfreeze your credit file for free and protect against identity theft and fraud! Putting a freeze on your credit makes it harder for bad guys to open accounts pretending to be you, because lenders usually check your credit first. It’s like adding a lock to your financial info, keeping it safe from thieves trying to mess with your money or credit. These direct links are required by law in the United States and can be hard to find sometimes, the top 5 agencies are below.

How to freeze/unfreeze your credit file:

1. Visit the following websites to freeze your credit:
   • Experian
   • Transunion
   • Equifax
   • Innovis
   • Chexsystems
2. Enter your contact information and follow the steps provided on the website, generally these include your birthdate, address and social security number.
3. Choose to freeze or unfreeze your credit file as needed.

* US only. This service is provided for free by law, without any subscriptions or added fees. It’s beneficial for preventing identity theft and fraud, and can be unfrozen as needed such as when planning to apply for credit (e.g., a car loan or getting a new credit card).